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O conceito de sustentabilidade pode parecer estranho quando ligado às finanças. Hoje, vamos mostrar como esses dois campos estão mais relacionados do que imaginamos!
Sustentabilidade é o termo que engloba ações ou projetos que visem tornar algo, em diversos níveis, autossuficiente. Aplicando isso ao aspecto financeiro, podemos dizer que sustentabilidade financeira é o ato de controlar seu orçamento para que ele traga segurança e suporte as condições a que qualquer indivíduo está sujeito.
O processo de consolidar suas finanças para que elas te proporcionem certa garantia implica algumas precauções, como ter reservas de emergência, fazer investimentos e planejar a aposentadoria.
As atitudes sustentáveis mais praticadas pelos brasileiros, segundo pesquisa, são as que também influenciam no bolso. Apagar as luzes é a prática número um do ranking, seguido de fechar a torneira ao escovar os dentes.
A seguir, veja algumas dicas de como praticar a sustentabilidade financeira na sua vida:
• Pegar ou dar carona é uma forma de reduzir o uso do carro. O meio ambiente e seu bolso agradecem.
• Verifique os itens que já existem no armário/geladeira antes das compras. Utilize o restante de uma refeição para fazer outra.
No supermercado
• Calcule quanto do orçamento familiar é destinado às compras e, se possível, faça uma lista de itens essenciais e supérfluos na hora de ir ao mercado.
• Evite levar as crianças ao supermercado, pois a chance de acrescentar produtos menos importantes é maior.
• Faça um cálculo prévio de quanto custará a feira para evitar surpresa na hora de pagar.
No dia a dia
• Se você gasta muito com telefone, busque alguns aplicativos ou programas gratuitos para substituir.
• Procure fazer compras de serviço e produtos que você precisa em sites que dão cupons de desconto.
• Nas compras diárias, procure descontos e barganhe preços. Os vendedores e gerentes estão sempre dispostos a agradar um consumidor interessado.
Aplicando essas dicas no seu cotidiano, sua vida financeira ficará muito mais saudável! Acompanhe a Dominus Auditoria nas redes sociais para saber mais sobre finanças, contabilidade e auditoria: Facebook | Slideshare | Twitter.