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As primeiras semanas do ano são marcadas por muitos gastos. Para não passar o mesmo aperreio no início de 2016, você pode poupar um pouquinho cada mês ou cada semana. Para isso é preciso ter disciplina, definir o valor que vai guardar e separá-lo assim que receber o salário.
“Desafio do 1%”
Em janeiro, você guarda 1% do salário, em fevereiro 2%, março 3%, abril 4% e assim, sucessivamente, até chegar aos 12% de dezembro. O ideal para essa forma de guardar dinheiro é colocar numa caderneta de poupança que rende 0,5% ao mês mais Taxa Referencial (TR).
Desafio das 52 semanas do ano
Essa dica é ideal para quem não consegue poupar, pois ela consiste em economizar um pouquinho a cada semana. Na primeira, R$ 1; na segunda, R$ 2, e por aí vai. No final do ano, a pessoa terá R$ 1.378. Mas já estamos na sexta semana do ano, então é preciso correr atrás do prejuízo.
Agora não tem mais desculpa para não poupar um dinheirinho para os gastos do final do ano. Quer saber mais sobre o mundo da Contabilidade, da Auditoria e da Consultoria Organizacional? Acompanhe-nos nas redes.
sociais: @DominusAuditori e /DominusAuditoria.
Fonte: O Povo