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Um bom relacionamento de um casal depende, entre outras coisas, de uma conversa sincera e constante sobre dinheiro. Para organizar as finanças a dois é preciso se livrar do medo de falar sobre dinheiro com seu parceiro. Dívidas, investimentos e compras são assuntos normais e fazem parte do cotidiano de todos. Por isso, hoje, no Dia dos Namorados, vamos dar algumas dicas de como conciliar a vida financeira do casal!
Independente do salário dos dois, o ideal é que vocês compartilhem os gastos. Procurem tornar o rendimento uma coisa só. Juntos, analisem seus objetivos e planejem, tracem planos para as suas vidas. É necessário que os dois saibam quanto foi a conta de energia, de telefone, do condomínio, entre outros, mas os pagamentos devem ficar nas mãos de apenas um. Escolham quem será o responsável pela parte prática das finanças do casal.
Depois disso, decidam quanto vai ser investido mensalmente para realizarem os sonhos. Com tudo isso organizado, separem uma quantia para cada um, como uma mesada. Com este valor, estão liberados para comprar tudo que querem – e aí vai do casal querer dividir isso com o outro ou não.
Para dividir os gatos de forma tão plena não é necessário nem ter uma conta conjunta, mas é preciso avaliar muito o quanto cada pessoa ganha e sua forma de lidar com o dinheiro. Se o casal consegue se manter sem que as contas precisem ser mescladas, cada um pode ficar com a sua parte.
O importante é lembrar que, na vida financeira a dois, deve-se existir muito diálogo para que cada parte entenda as necessidades do todo e de cada um em particular. Uma dica é deixar o assunto um pouco de lado quando não houver entendimento, quantas vezes forem necessárias para que, de fato, haja compreensão de ambas as partes. Divida seus sonhos com seu parceiro e façam planos juntos. Essa é a melhor forma de controlar os gastos e se unir para objetivos comuns. A equipe Dominus deseja a todos um feliz Dia dos Namorados, com equilíbrio financeiro e muito amor!
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