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Você pode não acreditar, mas educar um filho, pode promover um gasto de até R$ 20 mil por ano. Além da matrícula e da mensalidade, os gastos passam por transporte, alimentação, material escolar e atividades complementares. Ou seja, o investimento é muito maior do que simplesmente a escola.
Atualmente, em Fortaleza, a média de mensalidade do ensino fundamental pode chegar até R$ 800 reais – dependendo da série do aluno. Esse valor tende a aumentar no ensino médio. O material de estudos também concentra um grande gasto, podendo somar até R$ 1.250.
As aulas complementares, que são fundamentais para o apoio psicológico e físico da criança e do adolescente, também geram altos gastos. O custo varia entre R$ 100 a R$ 350 por mês para cursos de música, esporte e idiomas.
Apesar de ser o preço mais baixo, o lanche pode gerar um montante elevado! Num ano letivo de 200 dias, uma refeição diária de R$ 7,50 gera um valor de R$ 1.500 por ano!
Apesar de caro, todos esses elementos são fundamentais para a formação dos seus filhos e, por isso, devem ser priorizados. Mas é possível também economizar para amenizar essas despesas. Confira algumas dicas:
• Se você tem mais de um filho, negocie com a escola descontos pelo valor das matrículas ou das mensalidades;
• Fazer o pagamento integral do curso também pode render bons descontos, assim como pagar as parcelas antecipadamente;
• Os alunos também podem conseguir bolsas de estudo com bom desempenho escolar. Fazer parte de olimpíadas também pode render bons descontos;
• Informe-se antes de comprar o material escolar. As lojas oferecem preços diferenciados, e pesquisar pode lhe levar ao mais barato. Se for possível, procure também em sebos (que também existem na web, como o Estante Virtual) materiais usados em bom estado de conservação, cujos preços são mais acessíveis;
• Pesquise se a escola já oferece serviços complementares, assim você pode conseguir descontos por ter seu filho em mais de uma atividade no mesmo local.
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