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headers already sent by (output started at D:\Inetpub\vhosts\blog.dominusauditoria.com.br\httpdocs\wp-includes\theme.php:1409) in D:\Inetpub\vhosts\blog.dominusauditoria.com.br\httpdocs\wp-content\plugins\contestant-rating\cr.class.php on line 304 Strict Standards: Non-static method WP_MatchesMapRegex::apply() should not be called statically, assuming $this from incompatible context in D:\Inetpub\vhosts\blog.dominusauditoria.com.br\httpdocs\wp-includes\classes.php on line 219 Dicas para fazer um orçamento pessoal - Blog Dominus Blog Dominus Strict Standards: Only variables should be passed by reference in D:\Inetpub\vhosts\blog.dominusauditoria.com.br\httpdocs\wp-includes\general-template.php on line 1631
jun
10
2016
Dicas para fazer um orçamento pessoal
Com as dificuldades trazidas pela crise financeira, muitas pessoas têm buscado colocar as finanças em ordem. Para isso, o primeiro passo é fazer um orçamento pessoal e detalhar todas as receitas e despesas mensais. Esse é o ponto de partida para você controlar melhor o seu dinheiro. Confira a postagem de hoje e veja algumas dicas de como fazer esse orçamento.
1 – Confira seus gastos dos últimos três meses e veja quais contas são recorrentes e os valores médios deles. Assim, você vai poder conferir quais são suas despesas. Não deixe passar nenhum gasto, por isso é interessante concentrar todos os pagamentos em um só cartão, para acompanhar melhor através do extrato bancário.
2- Agora é hora de checar as receitas! Anote todos os seus rendimentos líquidos e nada de contar com o limite do cheque especial ou do cartão de crédito.
3- Escolha uma ferramenta para anotar as despesas e receitas. Isso pode ser feito num caderninho, em uma planilha ou ainda através de aplicativos disponíveis para smartphones.
4- Divida suas despesas em grupos que facilitem o seu controle. Uma boa ideia é separar as despesas fixas e despesas variáveis, assim você pode reservar uma quantia adequada para cada tipo de gasto.
5- Seja firme e persistente em realizar e cumprir o seu orçamento. Organizar as finanças exige um pouco de esforço e tempo. Uma tática boa é aliar esse orçamento à uma meta de economia, por exemplo.
6 – Estabeleça metas menos ambiciosas. Se sua situação financeira estiver totalmente no vermelho, busque primeiro sanar suas dívidas e só depois reserve um dinheiro para fazer investimentos.
Pronto! Agora é hora de pôr em prática todas essas dicas e deixar suas finanças com um saldo positivo.  Gostou do post de hoje? Não deixe de conferir outras publicações em nosso blog. Para saber mais novidades sobre o  mundo da contabilidade, auditoria e treinamentos acompanhe nosso SiteFacebook.

Fonte: Exame
Imagem:  Reprodução

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