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headers already sent by (output started at D:\Inetpub\vhosts\blog.dominusauditoria.com.br\httpdocs\wp-includes\theme.php:1409) in D:\Inetpub\vhosts\blog.dominusauditoria.com.br\httpdocs\wp-content\plugins\contestant-rating\cr.class.php on line 304 Comprando um carro: o que você deve saber sobre os impostos! Blog Dominus Strict Standards: Only variables should be passed by reference in D:\Inetpub\vhosts\blog.dominusauditoria.com.br\httpdocs\wp-includes\general-template.php on line 1631
jul
10
2012
Comprando um carro: o que você deve saber sobre os impostos!

Ao comprar um carro, a preocupação com o financiamento ou consórcio normalmente prevalece. Mas existem outros cuidados que devem ser pensados, como o registro do carro, o emplacamento, a carteira de motorista, o seguro e o IPVA. Ao incluir esses dados na conta, com certeza é notável a diferença no valor. Vamos saber um pouco mais sobre eles.

Quem deseja comprar um carro usado, é preciso ficar atento sobre as informações adquiridas do antigo dono. No Registro Nacional de Veículos Automotores – Renavam, é possível saber todos os dados do carro desde que ele saiu da concessionária: data de registro, emplacamento, troca de propriedade, entre outros. Sabendo desses detalhes, é possível valorizar ou desvalorizar a venda, podendo conseguir um preço mais justo.

Os compradores mais jovens precisam estar atentos ao valor da carteira de motorista e ao seguro do carro. As aulas devem incluir teoria, prática e exame final, o que gera um valor médio de R$ 1000, variando de acordo com a cidade. Os seguros automotivos para faixas etárias mais jovens também são mais caros, pois envolvem um risco maior: quanto mais jovem, maior o preço. Outro ponto interessante é a inclusão de mais uma pessoa que conduza o veículo no seguro, o que também pode encarecer o preço.

Além disso, também é preciso pagar o Imposto sobre a Propriedade de Veículos Automotivos – IPVA, que é cobrado anualmente e pode ser pago tanto adiantado quanto parcelado. Ele dá direito ao DPVAT, o seguro obrigatório dos veículos, que fornece cobertura às vítimas de acidentes com veículos em todo o território nacional, não importando de quem seja a culpa. Para este seguro, existem três tipos de coberturas: morte, invalidez permanente e reembolso de despesas médico-hospitalares comprovadas (DAMS).

Vai dar pra pagar tudo?  Se o seu automóvel não está em dia com as obrigações financeiras, é preciso ficar atento aos juros: é cobrada multa fracionada diariamente, até o limite máximo de 20% e juros de 1% ao mês. Ter o veículo cheio de pendências pode causar apreensão, além de multas. Fique atento!

Saiba mais sobre finanças pessoais, economia, contabilidade e auditoria acompanhando nossas redes: Facebook.com/DominusAuditori e @DominusAuditori.

Fonte: 1.

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