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O mês de julho traz as férias escolares e começa a temporada de viagens não só para as crianças, mas também para os familiares. Diversão em primeiro lugar é o objetivo para este momento. Mas, para que ele seja aproveitado da melhor maneira possível, é necessário fazer um planejamento antecipadamente para evitar endividamento e problemas posteriores.
Todo cuidado é pouco: as férias, além de uma simples viagem, podem ser uma forma de realização pessoal e por isso é preciso estar atento para que o sonho não se desfaça. O principal conselho é planejar quais os locais serão visitados durante as férias com uma antecedência de 6 a 18 meses, de acordo com o tempo e distância da viagem.
Antes de iniciar qualquer planejamento, é preciso verificar em que situação financeira se encontra a família. Planos muito caros devem ficar para depois se as economias não estiverem favoráveis. Outro ponto que deve ser levado em consideração é o desejo de todos. Mesmo as crianças devem opinar sobre o destino, mas a escolha deve se adequar à realidade financeira.
Quando o local for definido, é a hora da pesquisa. Buscas pela Internet podem facilitar na hora de definir o roteiro, bem como a escolha das operadoras de viagens. Faça uma análise cuidadosa e observe qual é o melhor custo-benefício para o que você procura. Uma alternativa é procurar pacotes para pagamento antecipado, que podem ser mais econômicos.
Caso a viagem seja de avião, vale buscar passagens em promoção e avaliar se é mais vantajoso comprar um pacote com o turístico ou separadamente. Caso a viagem seja feita de carro, não se esqueça de fazer uma revisão do veículo. Jamais viaje se o carro não estiver em boas condições. Verifique também a documentação do carro, seguro e carteira de motorista.
Depois de avaliar todas as condições e quando estiver com tudo planejado, é hora de aproveitar ao máximo os momentos de lazer. Com a segurança do planejamento financeiro em dia, é possível curtir e se divertir de forma despreocupada. Boas férias e ótima viagem!
Confira mais dicas de planejamento financeiro, finanças pessoais, economia e contabilidade acompanhando a Dominus Auditoria nas redes sociais: Facebook.com/DominusAuditori e @DominusAuditori.
Com informações de UOL e imagens de Google e Teoria Criativa.